PRIVACY POLICY
-- IMPORTANT -- PLEASE READ
OUR COMMITMENT TO PRIVACY.
This notice describes our privacy policy (“Privacy Policy”). Our Privacy Policy
is designed to advise you about how we collect, use, and protect the personal
information you provide. By visiting this website, you are accepting the
practices described in this Privacy Policy.
CONSENT
By using our website, you consent to the collection and use of your personal
information as described in this Privacy Policy.
PERSONS OR PARTIES COVERED
This Privacy Policy is intended to cover all visitors to this website, all
subscribers to lists or newsletters whether paid or unpaid, all members or
affiliates whether paid or unpaid, and all customers.
Persons who visit or view this website, whether intentionally or
unintentionally, whether solicited or unsolicited, are described herein as
"Visitors" and are parties to this Privacy Policy.
Subscribers to lists or Newsletters are referred to herein as
"Subscribers" and are parties to the Privacy Policy.
Persons who join an organization or
marketing endeavor (e.g. "affiliates") promoted by this website are called
"Members" herein and are covered by this Privacy Policy.
Finally, anyone who orders, attempts to order, or receives a product sold
(recipients) or advertised on or delivered from this website, even at no cost,
is called a "Customer" herein and is subject to this Privacy Policy not only by
passive acceptance, but by virtue of the Purchase Agreement contract.
Collectively, Visitors, Subscribers, and Customers shall be referred to as
“User.” The website, its agents, owners, operators, and employees are referred
to collectively herein as "Website," "Site," and/or "Seller".
It is the intent of the Privacy Policy to comply with OPPA.
Various provisions throughout this Privacy Policy address requirements of
OPPA. In summary, you must presume
that we collect electronic information from all visitors.
This is not usually personally identifiable.
If you purchase a product or service via this Website (and thereby become
covered by OPPA), the purchase agreement you electronically sign prior to
purchase allows the website to collect and archive all the personal information
you provide and to transmit and/or transfer that personal information to third
parties. There is no way you can
modify this information and you have no right to do so.
Under the terms of the purchase agreement, you have no right to view or
receive any information about our database.
In the event that the Website, under advice of counsel agrees to divulge
information, the requesting party must submit whatever information is demanded
by the website in order to insure that the website is releasing information to
the correct party. Other provisions
of the OPPA may exempt this website from complying.
While we take measures to ensure that outside parties do not have access
to any information we have about you, we do not warranty that outside parties
will not breach our system and thus have access to your information.
(You should know that merchant service providers do not allow us access
to your credit card information.)
This Privacy Policy also is subject to change without notice.
You are required to read it prior to using the website.
By interacting with the website you agree to the terms and conditions of
the Privacy Policy. By using the
website or purchasing a product through this website, you waive the right to use
state or federal court systems to address complaints and, instead, agree to use
the American Arbitration Association located in a city and county specified
herein.
ABOUT THE PERSONAL INFORMATION THIS WEBSITE COLLECTS AND HOW IT IS USED
This Website routinely collects information about its Users.
This information is obtained in various ways, such as:
USER INFORMATION OBTAINED FROM 'REGISTRATION'
Occasionally complete credit card information may be provided to the website via
fax or a fill-in form rather than regular secure merchant service processing.
This information is kept at the highest level of security and is never
divulged to anyone except the merchant service provider or for the purpose of
communication with the Customer.
ONLINE ORDERING
Online ordering via SSL encrypted communication provided by shopping cart
services supporting merchant service companies like Visa and Master Card
provides information to the website but does not provide complete credit card
numbers. In the process of online
ordering, the Customer provides, name, address, city, state, email address,
phone number, CVV2 (back of card) number, and, occasionally a member password.
You should consider all this information available to the website.
This information is used to deliver the product, but under the Purchase
Agreement you also approve its use for general solicitation purposes.
VISITOR EMAIL INQUIRIES
Website visitors who wish to communicate with the website do so under two
conditions: one, they give their
permission for contact by the website; two, they are subject to any ‘submission’
provisions of the Terms of Use, Purchase Agreement, or this Privacy Policy.
While your email address may or may not be used to solicit you, it is
added to the website's general solicitation database.
CUSTOMER EMAIL OR TESTIMONIALS
If you are a customer and send an email to the website, or if you communicate
with the site by phone or mail, the website collects information about your
communication and by communicating with the site you give your permission to
collect, archive, retrieve, and otherwise use any information collected as the
site sees fit.
Any communication which, in its sole discretion, the site deems to be a
testimonial, may be publicized for commercial purposes.
INFORMATION OBTAINED FROM VISITOR INTERACTION WITH BANNERS, POPUPS, OR SITE
ADVERTISERS
Visitors clicking on banners or pop-ups or hyperlinked advertising, appearing on
this website must assume that information is being collected about them.
This site is not responsible for the use of information collected in such
a fashion. Visitors must assume
that
(1) information will be collected, (2) that ‘cookies’ will usually be placed on
their hard drive, (3) that website does not have any control over what happens
with this information, (4) that website takes no responsibility over the
accuracy or content of advertisers, (5) that website is not responsible for
downloads from third party advertisers that contain viruses or worms or other
computer code that causes their computer or software harm, and (6) that website
assumes no responsibility for the data that is garnered from the click itself or
that the advertiser collects.
INFORMATION OBTAINED FROM REFERRING EMAIL OR REFERRING URLS
If you send another individual an email from this site or if you send the url or
one of our web pages to another individual, you must assume that data is
collected about your IP address or your email address and that of the other
individual. You assume that
referred emails or web pages may appear to come from your email.
You accept full responsibility for referring pages or email to another
individual and agree to indemnify this site for any damage, intentional or
unintentional that results from said referrals.
INFORMATION OBTAINED FROM VOLUNTARY USER SURVEYS
Unless otherwise specified in the survey, you must assume that any information
provided to the Website as part of a survey in which you participate may be used
for general solicitation for commercial purposes and that such information will
be shared with joint venture partners, affiliates, marketing organization or
other third parties used by the Site itself for product design or solicitation
purposes.
INFORMATION OBTAINED FROM ELECTRONIC MEANS AND 'COOKIES'
Many websites, including this one, collect information about your computer, your
email address, your IP address. You
must assume that your web-viewing or web-use activity is monitored, tracked, and
information collected. This
information is not usually of a personal nature, but it may help define your
viewing habits and product preferences even though the website may or may not
have any idea who you are.
"Cookies" are bits of computer code placed on your hard drive.
Websites use this to keep you 'logged in', to keep track of search
criteria, to monitor use, to password protect use of the site or use of products
sold by the site. Cookies can also
be used to obtain information about your computer configuration or your use of
your computer.
Cookies can be used to electronically gather information about you.
Cookies may or may not be personal information, but it is information and
by using this Site you are expressly giving permission to use 'cookies' and to
use the information gathered from their use to benefit you.
You also give permission to collect, archive, retrieve, and use any
information collected for product design, product offers to you, and general
commercial solicitation purposes by this site or joint venture partners,
affiliates, and marketing organizations.
HOW INFORMATION MAY BE USED
The information we collect is used for administering our business activities.
We do not make any personal information available to third parties whom
are affiliates, subsidiaries or related entities of the Website.
INFORMATION THAT IS NOT SHARED
Credit card information or other financial information is not usually known to
the website. However, in the event
that it is made known, that information is never revealed to anyone except to
processing authorities or law enforcement agencies.
However, the provider of such information gives express permission to use
it in fraud investigation or for litigation.
We will not disclose any individually identifiable information to any third
party (other than the Website’s affiliates, subsidiaries or related entities)
without first receiving User permission.
BULLETIN BOARDS AND PUBLIC FORUMS
Users whom communicate via bulletin
boards or other public forums provided by the Site, such as chat rooms, do so at
their own risk. You may not assume
that the Site monitors these services or protects you in any manner from
information you post publicly or share with anyone else via these services.
SPAM
By providing to this Website information that forms the basis of communication
with you, such as an email address, you waive all rights to file complaints
concerning unsolicited email or spam from this website since, by providing such
information, you agree to receive communication from us or other marketing
organizations. However, all email
communication with you shall contain an 'unsubscribe' link where you may notify
the website that you no longer wish to receive solicitations or information from
the website and your name will be removed from the general solicitation
database.
DATA SECURITY
This website takes measures to protect its data that contains information
related to you. However, as a
consideration for viewing this site or interacting with this site in any manner,
you waive all claims of any nature against this Site concerning the loss,
alteration, or misuse of information.
You must assume that it is possible for your personal data to be obtained
by others, such as "hackers," and used in an inappropriate manner that may cause
you harm and that you agree that the site is not responsible for damages to you.
QUESTIONS, COMMENTS, OR REPORT OF INCIDENTS
You may direct questions, comments or reports to:
NotePublishing.com, LLC dba Notebuyingprofits.com
Phone: 1 (718)-783-7605
Email: info at notebuyingprofits.com
HOW YOU CAN ACCESS YOUR INFORMATION
You can request access to the entirety of your personally identifiable
information by sending an email to info at notebuyingprofits.com
REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE
If our Privacy Policy or procedures change, we will immediately post those
changes to our website. Any such changes will be effective immediately upon
being posted, unless otherwise stated in the change.
Your continued use of this site always evidences your acceptance of the terms
this Privacy Policy or any modifications.
DISPUTES
As part of the consideration that the Website requires of the Visitor to view,
use, or interact with this site, Visitor agrees to use binding arbitration for
any claim, dispute, or controversy ("Claim") of any kind (whether in contract,
tort or otherwise) arising out of or relating to this purchase, this product,
including solicitation issues, privacy issues, and terms of use issues.
Arbitration shall be conducted pursuant to the rules of the American Arbitration
Association (“AAA”), which are in effect on the date a dispute is submitted to
the AAA. Information about the AAA,
its rules, and its forms are available from the AAA,
Users waive any right to a jury or bench trial.
Visitor will not have the right to engage in pre-trial discovery except
pursuant to the rules of the AAA.
Users waive any right to participate as a representative or member of any class
of claimants pertaining to any claim subject to arbitration; the arbitrator's
decision will be final and binding with limited rights of appeal.
The prevailing party shall be reimbursed by the other party for any and all
costs associated with the dispute arbitration, including attorney fees,
collection fees, investigation fees, and travel expenses.
APPLICABLE LAW
Visitors agree that the Privacy Policy will be governed by, and construed in
accordance with, the internal laws of the State of Illinois, without regard to
its choice of laws principles.
EFFECTIVE DATE
This Privacy Policy is effective as of January 15, 2009, as amended April 15,
2009.